# Lodgehollow Funding Group > Lodgehollow Funding Group is a small-business funding broker at 901 Broad St, New Bern, NC 28560 (phone (252) 318-5365). It helps businesses in New Bern, NC; Vanceboro, NC; Havelock, NC and across Craven County, North Carolina, explore working capital, business term loans, business lines of credit, inventory financing, equipment financing and leasing, and merchant cash advances. Lodgehollow Funding Group connects you with lending partners; partners make credit decisions and set rates and terms. Lodgehollow Funding Group is not a lender, approval is never guaranteed, and a merchant cash advance is not a loan. Lodgehollow Funding Group does not arrange personal, payday, auto title, mortgage, startup or SBA loans, does not offer grants, and does not arrange funding for agriculture or trucking. Key facts: - Business type: small-business funding broker (not a lender) - Address: 901 Broad St, New Bern, NC 28560, United States - Phone: (252) 318-5365 - Apply: https://lodgehollowfundinggroup.com/apply/ - Service area: New Bern, NC; Vanceboro, NC; Havelock, NC and all of Craven County, North Carolina - Language: English ## Funding options - [Business Funding Options for New Bern, NC: Uses, Paperwork and Next Steps](https://lodgehollowfundinggroup.com/business-loans/): Lodgehollow Funding Group lays out six business funding options for owners in New Bern, NC and Craven County: working capital, term loans, lines of credit, inventory financing, equipment financing and merchant cash advances. This page compares them by purpose, repayment pattern and paperwork, so you can see which two or three deserve a closer look. - [Working Capital Loans for New Bern, NC: Uses, Paperwork and Next Steps](https://lodgehollowfundinggroup.com/business-loans/working-capital/): Lodgehollow Funding Group arranges working capital requests for businesses in New Bern, NC and Craven County. Working capital covers short-horizon costs such as payroll, supplier bills and tax payments that come due before customers pay. This page explains how it works, whether it can cover payroll, and what funding partners may ask to see. - [Business Term Loans for New Bern, NC: Uses, Paperwork and Next Steps](https://lodgehollowfundinggroup.com/business-loans/term-loans/): Lodgehollow Funding Group arranges term loan requests for owners in New Bern, NC and Craven County who need one sum for a defined purpose: an expansion, a second location, a building, or buying an existing business or a partner's share. This page covers how the schedule works, what partners ask to see and how to prepare a purchase request. - [Business Lines of Credit for New Bern, NC: Uses, Paperwork and Next Steps](https://lodgehollowfundinggroup.com/business-loans/line-of-credit/): Lodgehollow Funding Group arranges business line of credit requests for owners in New Bern, NC and Craven County. A line of credit is a revolving limit: you draw what you need, pay interest on the drawn balance, repay and draw again. This page explains how it works, what it can be used for, how it handles uneven months and what partners ask for. - [Inventory Financing for New Bern, NC: Uses, Paperwork and Next Steps](https://lodgehollowfundinggroup.com/business-loans/inventory-financing/): Lodgehollow Funding Group arranges inventory financing requests for retailers, grocers, fuel stations and parts-heavy shops in New Bern, NC and Craven County. Inventory financing pays for stock bought before it sells, and the goods usually serve as collateral. This page explains how it works, when a line of credit is the better tool, and what partners may review. - [Equipment Financing and Leasing for New Bern, NC: Uses, Paperwork and Next Steps](https://lodgehollowfundinggroup.com/equipment-financing/): Lodgehollow Funding Group arranges equipment loan and lease requests for businesses in New Bern, NC and Craven County. Equipment financing pays for machinery, vehicles and fixtures, and the equipment usually secures the agreement. This page covers used equipment, restaurant and contractor gear, loans versus leases, and the quote and records partners may review. - [Merchant Cash Advances for New Bern, NC: Uses, Paperwork and Next Steps](https://lodgehollowfundinggroup.com/merchant-cash-advance/): Lodgehollow Funding Group arranges merchant cash advance requests for card-heavy businesses in New Bern, NC and Craven County. A merchant cash advance is not a loan: a provider buys a share of future receipts and collects it, often daily, until an agreed total is remitted. This page explains factor rates, remittances, pros and cons, and how to compare the cost. ## Industries - [Business Funding by Industry in New Bern, NC](https://lodgehollowfundinggroup.com/industries/): Lodgehollow Funding Group arranges funding requests for businesses across New Bern, NC and Craven County. Funding partners consider businesses in most industries; this hub groups thirteen dedicated industry pages with short notes on 26 more business types, each pointing to a structure that can fit. County figures come from County Business Patterns 2023 and Nonemployer Statistics 2024. - [Working Capital, Equipment and Loans for Contractors and Builders in New Bern, NC](https://lodgehollowfundinggroup.com/industries/construction/): Lodgehollow Funding Group arranges funding requests for contractors and builders in New Bern, NC and across Craven County. Construction cash moves in a particular order: materials and crews first, draws later, retainage last. This page matches that cycle to working capital, lines of credit and equipment financing, using County Business Patterns 2023 figures for local builders. - [Working Capital, Equipment and Loans for Plumbing and HVAC Contractors in New Bern, NC](https://lodgehollowfundinggroup.com/industries/plumbing-hvac/): Lodgehollow Funding Group arranges funding requests for plumbing and HVAC contractors in New Bern, NC and Craven County. Service tickets and install jobs can follow different payment timelines, and growth can mean adding trucks or buying another company. This page matches each need to equipment financing, credit lines or inventory financing, with County Business Patterns 2023 figures. - [Working Capital, Equipment and Loans for Landscaping and Lawn Care Companies in New Bern, NC](https://lodgehollowfundinggroup.com/industries/landscaping/): Lodgehollow Funding Group arranges funding requests for landscaping and lawn care companies in New Bern, NC and Craven County. Landscaping firms buy equipment that runs hard, pay crews on a schedule and may wait on commercial clients to pay. This page matches those needs to equipment financing, working capital and credit lines, with Census figures for local landscapers. - [Working Capital, Equipment and Loans for Restaurants and Cafes in New Bern, NC](https://lodgehollowfundinggroup.com/industries/restaurants/): Lodgehollow Funding Group arranges funding requests for restaurants, cafes and coffee shops in New Bern, NC and Craven County. Restaurants take card payments daily but can face sudden equipment failures, remodels and second-location costs. This page covers kitchen equipment financing, renovation and expansion loans, restaurant loan requirements and County Business Patterns 2023 figures for local restaurants. - [Working Capital, Equipment and Loans for Grocery and Specialty Food Stores in New Bern, NC](https://lodgehollowfundinggroup.com/industries/grocery-stores/): Lodgehollow Funding Group arranges funding requests for grocery and specialty food stores in New Bern, NC and Craven County. Grocers carry perishable stock and depend on refrigeration that is costly to replace. This page covers inventory financing, cooler and freezer financing, store upgrades and what partners review, with County Business Patterns 2023 figures for local grocers. - [Working Capital, Equipment and Loans for Gas Stations and Convenience Stores in New Bern, NC](https://lodgehollowfundinggroup.com/industries/gas-stations-convenience-stores/): Lodgehollow Funding Group arranges funding requests for gas stations and convenience stores in New Bern, NC and Craven County. Stations pay for fuel by the load, carry in-store stock and run costly pumps and coolers. This page covers inventory, equipment and purchase financing, what partners require, and County Business Patterns 2023 figures. - [Working Capital, Equipment and Loans for Retail Stores in New Bern, NC](https://lodgehollowfundinggroup.com/industries/retail/): Lodgehollow Funding Group arranges funding requests for retail stores in New Bern, NC and Craven County, from boutiques and furniture stores to hardware and general merchandise shops. Retailers buy stock ahead of sales and fit out space before opening the door. This page covers inventory financing, working capital, lines of credit and fixtures, with County Business Patterns 2023 figures for local shops. - [Working Capital, Equipment and Loans for Auto Repair Shops in New Bern, NC](https://lodgehollowfundinggroup.com/industries/auto-repair/): Lodgehollow Funding Group arranges funding requests for auto repair, maintenance and body shops in New Bern, NC and Craven County. Shops depend on expensive equipment, carry parts stock and may wait on insurers for payment. This page covers equipment financing, parts inventory, working capital and body shop needs, with County Business Patterns 2023 figures for local repair shops. - [Working Capital, Equipment and Loans for Medical Practices in New Bern, NC](https://lodgehollowfundinggroup.com/industries/medical-practices/): Lodgehollow Funding Group arranges funding requests for physician practices and medical clinics in New Bern, NC and Craven County. Practices can wait on insurance reimbursement, buy costly equipment and bring in new partners through buy-ins. This page covers working capital, equipment financing, buy-in and expansion loans, and what partners review, with County Business Patterns 2023 figures for local physician offices. - [Working Capital, Equipment and Loans for Dental Practices in New Bern, NC](https://lodgehollowfundinggroup.com/industries/dental-practices/): Lodgehollow Funding Group arranges funding requests for dental practices in New Bern, NC and Craven County. Dental practices can finance chairs, imaging and build-outs, buy another practice and manage insurance timing. This page covers equipment financing, dental practice purchase loans, office loans and working capital, with County Business Patterns 2023 figures for local dental offices. - [Working Capital, Equipment and Loans for Chiropractors, Therapists and Optometrists in New Bern, NC](https://lodgehollowfundinggroup.com/industries/chiropractic-therapy-practices/): Lodgehollow Funding Group arranges funding requests for chiropractors, physical therapists, optometrists and other health practitioners in New Bern, NC and Craven County. These practices can mix cash-pay and insurance revenue and use specialized equipment. This page covers equipment financing, working capital and lines of credit, with County Business Patterns 2023 figures for local practices. - [Working Capital, Equipment and Loans for Law Firms in New Bern, NC](https://lodgehollowfundinggroup.com/industries/law-firms/): Lodgehollow Funding Group arranges business funding requests for law firms in New Bern, NC and Craven County. Firms carry payroll and overhead while fees can arrive unevenly, particularly in contingency work. This page covers lines of credit, working capital, office build-outs and partner capital loans for operating costs, with County Business Patterns 2023 figures for local firms. It does not cover case funding. - [Working Capital, Equipment and Loans for Accounting and Bookkeeping Firms in New Bern, NC](https://lodgehollowfundinggroup.com/industries/accounting-firms/): Lodgehollow Funding Group arranges funding requests for accounting, tax preparation, bookkeeping and payroll firms in New Bern, NC and Craven County. Filing deadlines can bunch hiring and fees, and a firm can grow by buying another practice. This page covers term loans for acquisitions, lines of credit for the year's swings and what partners review, with County Business Patterns 2023 figures. ## Guides and calculators - [New Bern, NC Business Funding Guides and Tools](https://lodgehollowfundinggroup.com/resources/): Lodgehollow Funding Group publishes plain guides for business owners in New Bern, NC and Craven County: keeping a North Carolina LLC's annual report current, settling zoning and permit questions before leasing space, finding public business help in the county, and estimating a used equipment payment. Rules and fees are left to the offices named in each guide. - [NC LLC Annual Report: Keep Your Funding File Clean: What New Bern, NC Owners Should Know](https://lodgehollowfundinggroup.com/resources/north-carolina-llc-annual-report/): Lodgehollow Funding Group explains, for owners in New Bern, NC and Craven County, North Carolina entity status in a funding request. This guide covers why partners may check an LLC's annual report and standing with the Secretary of State, how to look up your own record, what mismatches can cause delays, and where filing rules and fees are published. - [New Bern, NC Zoning & Permits Before You Lease: What New Bern, NC Owners Should Know](https://lodgehollowfundinggroup.com/resources/new-bern-nc-zoning-and-building-permits/): Lodgehollow Funding Group explains, for New Bern, NC owners about to lease commercial space, what to settle before a build-out or remodel request. This guide lists the zoning, use and permit questions to settle with the city before signing, explains why the jurisdiction behind an address matters, and shows how permit status affects a build-out funding request. Specific rules come from the city. - [Craven County, NC Small Business Resources: What New Bern, NC Owners Should Know](https://lodgehollowfundinggroup.com/resources/craven-county-small-business-resources/): Lodgehollow Funding Group compiled this list of public business resources for owners in New Bern, NC and Craven County: the state's small business advising network, the Secretary of State and Department of Revenue for registration, the SBA's North Carolina district office and Craven County government. Each entry says what it is for and whether its link was verified for this guide. - [Used Equipment Payment Calculator for New Bern, NC Owners](https://lodgehollowfundinggroup.com/resources/used-equipment-payment-calculator/): Lodgehollow Funding Group offers this used equipment payment calculator for owners in New Bern, NC and Craven County. Enter the equipment price, down payment, an interest rate and a term in months to see the monthly payment and the total cost including the down payment. It does not supply rates, approvals or offers; those come from a funding partner. ## Areas served - [Business Funding in New Bern, North Carolina: Local Data and Next Steps](https://lodgehollowfundinggroup.com/new-bern-nc/): Lodgehollow Funding Group is based in New Bern, NC and arranges business funding requests for owners across Craven County. This page gathers the public figures behind local small businesses: ZIP 28560 and county counts from County Business Patterns 2023, no-payroll firms from Nonemployer Statistics 2024 and self-employment from the American Community Survey, plus starting points for state registration. - [Areas We Serve Around New Bern, NC](https://lodgehollowfundinggroup.com/service-areas/): Lodgehollow Funding Group takes business funding requests from New Bern, NC, Vanceboro, Havelock and the surrounding towns of Craven, Pamlico and Jones counties. This page lists those towns with ZIP-level employer counts from ZIP Code Business Patterns 2023, labeled by ZIP because ZIP areas and town limits differ. Everything runs by phone and the online form instead. - [Business Funding for Vanceboro, NC Businesses](https://lodgehollowfundinggroup.com/service-areas/vanceboro-nc/): Lodgehollow Funding Group arranges business funding requests for owners in Vanceboro, NC, a Craven County town about 15 miles north-northwest of New Bern, NC. This page uses ZIP Code Business Patterns 2023 figures for ZIP 28586, which covers far more land than the town, to show the local business mix and the funding questions it raises. - [Business Funding for Havelock, NC Businesses](https://lodgehollowfundinggroup.com/service-areas/havelock-nc/): Lodgehollow Funding Group arranges business funding requests for owners in Havelock, NC, a Craven County city about 16 miles south-southeast of New Bern, NC. This page uses ZIP Code Business Patterns 2023 figures for ZIP 28532 and American Community Survey estimates for the city to show the local business mix and the funding needs that come with it. ## Company - [New Bern, NC Business Funding: Working Capital, Lines of Credit, Equipment and Term Loans](https://lodgehollowfundinggroup.com/): Lodgehollow Funding Group helps owners in New Bern, NC and across Craven County compare six ways to fund a business need: working capital, term loans, lines of credit, inventory financing, equipment financing and merchant cash advances. Call (252) 318-5365 or use the short form; funding partners review each request and set any terms. - [How a Business Funding Request Works in New Bern, NC](https://lodgehollowfundinggroup.com/how-it-works/): Lodgehollow Funding Group takes a funding request from owners in New Bern, NC and Craven County through four steps: a conversation about purpose, a complete file, a funding partner's review and your decision. This page lists the documents partners may ask for, what they look at, how timing works and how Lodgehollow fits into the process. - [Business Funding Questions From New Bern, NC Owners](https://lodgehollowfundinggroup.com/faq/): Lodgehollow Funding Group answers questions that owners in New Bern, NC and Craven County may have before requesting funding: how long approval and underwriting take, what credit score partners want, which documents to gather, and how the six funding structures differ. Lodgehollow matches your request with funding partners, who review it and make their own decision. - [About Lodgehollow Funding Group, New Bern, NC](https://lodgehollowfundinggroup.com/about/): Lodgehollow Funding Group is based in New Bern, NC. It matches requests for working capital, term loans, lines of credit, inventory or equipment financing, or a merchant cash advance from business owners across Craven County with funding partners, who review them and make their own decision. This page explains the company's role, how funding partners decide, where to reach us, and what we do not arrange. - [Contact Lodgehollow Funding Group in New Bern, NC](https://lodgehollowfundinggroup.com/contact/): Lodgehollow Funding Group of New Bern, NC takes business funding requests by phone at (252) 318-5365 and through the short online form. Owners across Craven County can start without visiting. This page lists the ways to reach us and what to have ready for the first call. - [Request Business Funding Options in New Bern, NC](https://lodgehollowfundinggroup.com/apply/): Lodgehollow Funding Group takes funding requests from businesses in New Bern, NC and Craven County through this short form or by phone at (252) 318-5365. This page explains what the form asks, which documents partners may ask for later, and what happens after you send it. - [Disclosures: How Lodgehollow Funding Group Works, New Bern, NC](https://lodgehollowfundinggroup.com/disclosures/): Lodgehollow Funding Group of New Bern, NC prepares business funding requests and routes them to funding partners who make all credit decisions. This page sets out that relationship, explains that no approval or particular terms are promised, describes merchant cash advances as a non-loan product, and says where your information goes and how to raise a concern. ## Optional - [Full text of every page](https://lodgehollowfundinggroup.com/llms-full.txt): plain-text version of the site for AI assistants - [Sitemap](https://lodgehollowfundinggroup.com/sitemap.xml)